Compliance Manager - #1619585

About the company:

Founded in Shanghai in 2017, XTransfer is a leading B2B cross-border payment company dedicated to providing a one-stop financial service platform for global importers and exporters. Our mission is to make cross-border payments safer, more efficient, and more cost-effective for international trading companies.

With a rapidly growing customer base, we have established ourselves as a trusted partner in the global trade ecosystem. To support our global expansion and maintain the highest regulatory standards, we have obtained payment licenses in multiple jurisdictions, including Mainland China, Hong Kong, Singapore and the UK.

At XTransfer, we foster a dynamic and diverse work environment, bringing together top talents from the finance, technology, and compliance sectors.

About the role:

The Compliance team plays a critical role at XTransfer, ensuring that our products, processes, and operations align with global regulatory requirements while delivering the best outcomes for our customers.

We are looking for experienced and passionate compliance professionals to join our global compliance team in the UK. In this role, you will be responsible for ensuring that XTransfer’s Regulatory and Financial Crime and Anti-Money Laundering (AML) control frameworks are operating effectively across our international markets.

This is a high-impact, hands-on role where you will:

• Manage regulatory license maintenance, including regulatory reporting and responding to ad hoc inquiries


• Identify and mitigate financial crime risks in cross-border payments


• Design, implement, and enhance compliance policies to meet global regulatory standards


• Supervise and perform key compliance tasks, including CDD, EDD, transaction monitoring, alert review, and STR filing


• Monitor and maintain systems and controls to detect and prevent money laundering activities


• Provide strategic oversight to ensure compliance frameworks evolve with regulatory changes


• Liaise with partnered banks and financial institutions to understand their risk control requirements and demonstrate our capabilities in risk management


• Visit customers to stay updated on market best practices, gather feedback, and communicate the value of compliant operations


• Contribute to global compliance governance projects and enterprise-wide risk assessments related to compliance, finance crime risk, and regulatory developments.

The ideal candidate will have:

• Minimum 5 years of solid experience in AML/CFT, sanctions, regulatory reporting, and compliance operations, with at least 2 years in banking, payments, cross-border financial services, or the fintech industry.


• Strong knowledge of local regulatory requirements and international compliance standards.


• Entrepreneurial mindset with a proactive, adaptable, and results-driven approach to developing and enhancing compliance frameworks.


• Hands-on experience in compliance operations, with the ability to design processes and controls that balance regulatory requirements and customer experience.


• Exceptional communication skills, both written and verbal, with the ability to articulate complex compliance concepts clearly to stakeholders at all levels.


• Ability to work effectively both independently and within a team, demonstrating strong problem-solving skills and attention to detail.


• Bachelor’s degree required; professional certifications such as CAMS, CRCM, or equivalent are preferred.


• Bilingual proficiency in Mandarin and English is a plus.


• Legal right to work in the United Kingdom without requiring visa sponsorship, both now and in the future.