Associate Director - Portfolio Coverage, Real Estate and Housing - #1779222

JOB TITLE: Associate Director - Portfolio Coverage, Real Estate and Housing

LOCATION: London, Edinburgh or Birmingham

HOURS: Full-Time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week or 40% of your time at our offices in London, Edinburgh or Birmingham.

About This Opportunity

At Lloyds Banking Group, we're proud to be a market leader in commercial real estate finance. Our Real Estate & Housing (RE&H) business sits within the Client Solutions Group (CSG), which manages relationships with Corporate and Financial Institution clients. Within this, the Portfolio Coverage team plays a vital role in supporting a diverse, geographically spread, client base, across Real Estate & Housing, helping to unlock growth opportunities and deliver strategic outcomes.

As an Associate Director in Portfolio Coverage, you'll be part of a high-performing, collaborative team that's passionate about delivering excellent client service and driving sustainable returns. You'll manage a large portfolio of clients across the UK, working closely with Coverage, Product and Risk partners to implement tailored client strategies. Whether you're identifying new income opportunities or managing complex client exits, your work will directly contribute to the success of our RE&H business.

Key Accountabilities:

• Relationship Management of a portfolio of clients located across the UK, covering the various sub sectors of Real Estate & Housing.

• Manage the portfolio closely in line with the credit, conduct and operational risk requirements of the business.

• Support the delivery of the financial metrics of the RE&H business, including through identification of growth opportunities across debt and key product areas.

• Represent the team, including through strong engagement and collaboration with key internal stakeholders, communicating effectively and appropriately with clients, including in potentially challenging bank - client discussions, to support delivery of bank strategy.

• Maintain and grow knowledge of key underlying RE&H sectors and bank related policies.

• Show drive in development of self and Associates within the team, including through pro-active oversight and coaching.

Why Lloyds Banking Group?

If you think all banks are the same, you'd be wrong. We're an innovative, fast-changing business that's shaping finance as a force for good! A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

What You'll Need:

• Validated experience in relationship management within commercial or corporate banking.

• Strong understanding of real estate finance and the broader financial services landscape.

• Excellent communication and stakeholder management skills, with the ability to influence and challenge constructively.

• A proactive and organised approach to managing a large and varied client portfolio.

• Sound credit and risk assessment capabilities.

• A collaborative attitude and enthusiasm for coaching and developing colleagues.

About Working For Us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days' holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose!